Wildfire-Related Lawsuit Loans
Get Cash Before Your Case Settles
Wildfire lawsuits take years to resolve while your costs pile up from day one. DMS Funding provides non-recourse guaranteed pre-settlement funding to wildfire victims so you can stay financially stable and hold out for what your case is actually worth.
- No Credit Check
- 24–48 Hour Funding
- Non-Recourse
- No Upfront Fees
WE MAKE IT EASY
Funding Simplified
At DMS Funding, we believe financial challenges shouldn’t stand in the way of justice. Our mission is straightforward: to provide fast, reliable funding so you can focus on your recovery, not the stress of your bills.
Why You May Need a Pre-Settlement Loan
Wildfire litigation is among the slowest-moving in personal injury law. The 2025 Los Angeles wildfires alone caused an estimated $40 billion in combined property damage, and legal experts have warned that the first trials may not start until late 2026. PG&E’s Camp Fire litigation produced a $13.5 billion settlement. PacifiCorp resolved claims across six fires in California and Oregon for $575 million. Both took years.
Victims face displacement, temporary housing costs, lost income, medical bills, and rebuilding expenses that insurance rarely covers in full. Pre-settlement funding from DMS Funding puts cash in your hands before your case resolves, with no monthly payments and nothing to repay if your case does not win. DMS Funding has provided over $50M in lawsuit loan funding to plaintiffs across the country.
What Does Pre-Settlement Funding Cover?
DMS Funding helps you cover:
- Rent, mortgage, and household bills during recovery
- Medical treatment and rehabilitation costs
- Lost income while unable to return to work
- Family living expenses and childcare
- Legal costs and case-related expenses
- Day-to-day living expenses during the litigation process
- Transportation to attorney meetings and court dates
How Much Funding Can You Get?
Funding amounts are based on the estimated value of your claim and the strength of the evidence. DMS Funding works with your attorney to determine a fair advance.
Case Type
Typical Funding Range
Partial Property Damage
$2,500 – $100,000+
Total Property Loss (home or structure)
$2,500 – $400,000+
Property Damage with Personal Injury
$2,500 – $500,000+
Business Interruption or Loss of Livelihood
$2,500 – $500,000+
Catastrophic Injury (severe burns, respiratory)
$2,500 – $1,000,000+
Wrongful Death from Wildfire
$2,500 – $1,000,000+
Wildfire settlements vary significantly by claim type, number of defendants, and the liability exposure of the responsible party. DMS Funding works with your attorney to determine the right amount.
Pre-Settlement Funding Is Not a Loan
- Traditional Loan
- Credit check required
- Monthly payments required
- Must repay regardless of outcome
- Interest accrues monthly
- DMS Pre-Settlement Funding
- No credit check
- No monthly payments
- Repay only if you win
- No traditional interest
Our Process
Flexible Support Tailored to Every Case
01
Quick, Free Application
02
Case Evaluation
03
Approval & Signature
Do You Qualify for a Lawsuit Loan?
- What You Need
- An active wildfire lawsuit or fire damage claim
- Attorney representation on a contingency-fee basis
- Lawsuit filed or about to be filed
- Case has strong settlement potential
- What You DON'T Need
- Good credit score
- Employment or income
- Collateral or co-signer
- Upfront fees or deposits
Why Choose DMS Funding?
Non-Recourse
You only repay if your case wins. Zero risk.
Fast Turnaround
Approvals and funding in 24–48 hours.
No Credit Checks
We evaluate your case, not your credit.
No Upfront Fees
No hidden charges, ever.
Attorney Partnerships
We work closely with your legal team.
Compassionate Service
Real people, based in NYC.
What Our Clients Say
Frequently Asked Questions
My insurance company already paid a partial claim. Can I still apply?
Yes. Insurance payouts and lawsuit settlements are separate. If your lawsuit is seeking additional compensation because your insurer did not cover the full scope of your losses, you still qualify. DMS Funding evaluates your legal claim independently of any prior insurance payments you have received.
My case involves a utility company. Does that affect my eligibility or timeline?
Utility company cases are complex and routinely take several years to resolve. A lawsuit cash advance from DMS Funding lets you cover your expenses now without waiting on the case timeline. See how the process works and what to expect after you apply.
I lost my business in the fire, not just my home. Does that qualify?
Yes. Business interruption losses, lost contracts, and ongoing loss of livelihood are all legitimate damages in a wildfire claim. Your attorney documents these as part of your total case value, and DMS Funding factors them into your advance amount when evaluating your claim.
I was injured by smoke inhalation rather than direct property damage. Can I still apply?
Yes. Respiratory damage, burns, and psychological trauma from wildfires all qualify for guaranteed pre-settlement funding. Funding is based on the projected value of your injury claim, determined in consultation with your attorney. Start your application and our team will take it from there.
I am part of a mass-tort or class-action wildfire lawsuit. Am I eligible?
Individual plaintiffs in a mass tort or class action can typically apply against their individual share of the anticipated recovery. Eligibility depends on how your case is structured and your attorney’s guidance. Call us directly or get answers to common funding questions before you apply.
A settlement offer is already on the table, but my attorney says to hold out. What are my options?
If an offer is in hand and you need financial support while your attorney negotiates a better number, DMS Funding offers cash for settlements that lets you hold your position without the pressure of unpaid bills forcing your hand.
Does DMS Funding work with wildfire victims across the US?
Yes. DMS Funding supports wildfire claims from Oregon, Hawaii, Texas, Colorado, and other states where fire litigation is active. Find your state to confirm coverage, or call us for a free consultation.
What if my wildfire case also involves personal injury claims beyond smoke inhalation?
Wildfire cases frequently involve overlapping damages. Property loss, lost income, burn injuries, and wrongful death claims can all arise from the same fire. DMS Funding evaluates the full claim picture in consultation with your attorney. For personal injury cases not related to a wildfire, see all the case types we support.
Are You an Attorney? Refer Your Clients.
Amounts vary based on case strength. DMS works with your attorney to determine a fair
advance.
Learn More
Understanding Pre-Settlement Funding: A Complete Guide
How Long Do Personal Injury Lawsuits Take?
5 Things to Know Before Applying for Lawsuit Funding
Apply for Pre-Settlement Funding Today
Ready for financial relief? Applying with DMS is quick, easy, and commitment-free.
No upfront fees. No obligation unless your case wins.