Maritime Jones Act Lawsuit Loans
Get Cash Before Your Case Settles
A maritime injury can take you off the water for months or even years. While your attorney pursues the full compensation you are owed under the Jones Act, your bills do not stop. DMS Funding provides fast, non-recourse pre-settlement funding to injured seamen and maritime workers so you can stay financially stable while your case moves forward.
- No Credit Check
- 24–48 Hour Funding
- Non-Recourse
- No Upfront Fees
WE MAKE IT EASY
Funding Simplified
At DMS Funding, we believe financial challenges shouldn’t stand in the way of justice. Our mission is straightforward: to provide fast, reliable funding so you can focus on your recovery, not the stress of your bills.
Why You May Need a Pre-Settlement Loan
The Jones Act gives injured seamen powerful legal rights, including the ability to pursue full damages for negligence, including lost wages, medical expenses, pain and suffering, and future earning capacity. But Jones Act lawsuits are complex and can take one to three years or longer to resolve. Maritime employers and their insurers have experienced legal teams whose goal is to minimize payouts.
Maintenance and cure payments, which employers are required to provide during recovery, are notoriously low, with courts acknowledging standard daily rates as low as $35 per day. That is rarely enough to cover rent, medical bills, and family expenses. Lawsuit loan funding from DMS Funding fills that gap, advancing cash against your expected settlement so you can meet your immediate needs without accepting a lowball offer out of desperation. We have provided over $50M in funding to clients across the country, and every advance is 100% non-recourse.
What Does Pre-Settlement Funding Cover?
DMS Funding helps you cover:
- Rent, mortgage, and household bills during recovery
- Medical treatment and rehabilitation costs
- Lost income while unable to return to work
- Family living expenses and childcare
- Legal costs and case-related expenses
- Day-to-day living expenses during the litigation process
- Transportation to attorney meetings and court dates
How Much Funding Can You Get?
Funding amounts are based on the estimated value of your claim and the strength of the evidence. DMS Funding works with your attorney to determine a fair advance.
Case Type
Typical Funding Range
Slip, Trip, or Fall on Vessel
$2,500 – $150,000+
Unseaworthy Vessel Injury
$2,500 – $250,000+
Offshore Platform or Rig Accident
$2,500 – $500,000+
Crane, Equipment, or Machinery Accident
$2,500 – $500,000+
Drowning or Near-Drowning Incident
$2,500 – $750,000+
Catastrophic Injury or Permanent Disability
$2,500 – $1,000,000+
Amounts vary based on injury severity, years of lost earning capacity, employer negligence, and the jurisdiction of your claim. Jones Act cases often carry higher settlement values than standard workers’ compensation claims because they allow full tort recovery.
Pre-Settlement Funding Is Not a Loan
- Traditional Loan
- Credit check required
- Monthly payments required
- Must repay regardless of outcome
- Interest accrues monthly
- DMS Pre-Settlement Funding
- No credit check
- No monthly payments
- Repay only if you win
- No traditional interest
Our Process
Flexible Support Tailored to Every Case
01
Quick, Free Application
02
Case Evaluation
03
Approval & Signature
Do You Qualify for a Lawsuit Loan?
- What You Need
- An active Jones Act, general maritime law, or admiralty claim
- Legal representation by an attorney
- Lawsuit filed or about to be filed
- Case has strong settlement potential
- What You DON'T Need
- Good credit score
- Employment or income
- Collateral or co-signer
- Upfront fees or deposits
Why Choose DMS Funding?
Non-Recourse
You only repay if your case wins. Zero risk.
Fast Turnaround
Approvals and funding in 24–48 hours.
No Credit Checks
We evaluate your case, not your credit.
No Upfront Fees
No hidden charges, ever.
Attorney Partnerships
We work closely with your legal team.
Compassionate Service
Real people, based in NYC.
What Our Clients Say
Frequently Asked Questions
What is the Jones Act and who does it protect?
The Jones Act, formally known as the Merchant Marine Act of 1920, gives seamen the right to sue their employers for negligence. It covers workers on vessels in navigation including cargo ships, tugboats, barges, fishing vessels, offshore platforms, and more. If you were injured while working on or near a vessel and your employer’s negligence contributed to that injury, you likely have a Jones Act claim that qualifies for pre-settlement loans from DMS Funding.
My employer is already paying maintenance and cure. Can I still apply?
Yes. Maintenance and cure payments are separate from your Jones Act negligence claim, and they are typically far too low to cover real living costs. Pre-settlement funding from DMS Funding can supplement what your employer is paying so you can focus on recovery without financial pressure. Visit our FAQ page for more on how funding works alongside ongoing benefit payments.
Can I apply if my injury happened on an offshore rig or platform?
Yes. Workers injured on offshore platforms, drilling rigs, and vessels operating in navigable waters may qualify under the Jones Act or related maritime statutes such as the Outer Continental Shelf Lands Act (OCSLA). As long as you have a contingency-fee attorney and an active claim, you can apply for a lawsuit cash advance through DMS Funding.
Does it matter how long I have been out of work?
No. Whether you were injured last month or have been out of work for over a year, you can still apply. In fact, the longer a case drags on, the more important it becomes to have financial support in place. DMS Funding evaluates your case value at the time of application, regardless of how long you have already been waiting.
Will funding affect my Jones Act maintenance and cure rights or my legal strategy?
No. Pre-settlement funding is a private financial arrangement between you, your attorney, and DMS Funding. It does not interfere with your maintenance and cure entitlement, your attorney’s negotiation strategy, or the opposing party’s knowledge of your financial situation. For a full breakdown of what funding does and does not affect, visit our FAQ page.
What if my case involves both a Jones Act claim and a general maritime law claim?
Many maritime injury cases involve multiple legal theories, including Jones Act negligence, unseaworthiness, and maintenance and cure. All components of your claim can be considered when calculating your advance amount. You can also explore our full range of lawsuit loans to see all the case types we fund.
Can I get additional funding if my case takes longer than expected?
In many cases, yes. If your initial advance has been spent and your case is still pending, you may be eligible to apply for supplemental funding. Contact our team at 866-595-5726 or explore our cash for settlements option if a settlement offer is already on the table but you are waiting for the right number.
Are You an Attorney? Refer Your Clients.
Amounts vary based on case strength. DMS works with your attorney to determine a fair
advance.
Learn More
Understanding Pre-Settlement Funding: A Complete Guide
How Long Do Personal Injury Lawsuits Take?
5 Things to Know Before Applying for Lawsuit Funding
Apply for Pre-Settlement Funding Today
Ready for financial relief? Applying with DMS is quick, easy, and commitment-free.
No upfront fees. No obligation unless your case wins.