Wrongful Imprisonment Lawsuit Loans
Get Cash Before Your Case Settles
DMS Funding provides guaranteed pre-settlement funding so exonerees and wrongfully imprisoned individuals can cover living expenses today while their attorney pursues a full and fair settlement. No credit check. No upfront fees. No repayment unless you win.
- No Credit Check
- 24–48 Hour Funding
- Non-Recourse
- No Upfront Fees
WE MAKE IT EASY
Funding Simplified
At DMS Funding, we believe financial challenges shouldn’t stand in the way of justice. Our mission is straightforward: to provide fast, reliable funding so you can focus on your recovery, not the stress of your bills.
Why You May Need a Pre-Settlement Loan
Being wrongfully imprisoned does not just cost you your freedom. It costs you your income, your career, your housing, and often your relationships. When you are released, you are expected to rebuild from nothing while simultaneously navigating a complex legal battle that can take years to resolve.
Research from the Wiley Online Library estimates the average cost of a wrongful conviction at $6.1 million when accounting for lost income, suffering, and long-term impact. Yet access to compensation through the courts is slow. Insurance carriers and government entities routinely use delay tactics to pressure plaintiffs into accepting far less than their case is worth.
Pre-settlement loans from DMS Funding bridge that gap. Through our lawsuit loan funding program, you receive a cash advance based on your anticipated settlement so you can meet immediate needs without settling prematurely. We have helped clients nationwide access over $50M in funding, and because every advance is 100% non-recourse, you repay nothing if your case does not win.
What Does Pre-Settlement Funding Cover?
DMS Funding helps you cover:
- Rent, mortgage, or housing deposits after release
- Food, utilities, and day-to-day living expenses
- Medical and mental health treatment
- Lost income replacement during the legal process
- Education or retraining costs
- Legal document preparation and filing costs
- Transportation to attorney meetings and court dates
- Childcare and family support obligations
How Much Funding Can You Get?
Funding amounts are based on the estimated value of your claim and the strength of the evidence. DMS Funding works with your attorney to determine a fair advance.
Case Type
Typical Funding Range
State-Level Civil Rights Claim
$2,500 – $250,000+
Federal Section 1983 Civil Rights Claim
$2,500 – $500,000+
Prosecutorial or Police Misconduct
$2,500 – $300,000+
DNA Exoneration Claim
$2,500 – $250,000+
Judicial Error or Fabricated Evidence
$2,500 – $500,000+
False Confession or Coerced Plea
$2,500 – $500,000+
Amounts vary by state compensation statutes, years incarcerated, and the severity of the misconduct involved. Many states set statutory caps between $50,000 and $80,000 per year of wrongful imprisonment, while federal and civil tort claims can far exceed those amounts.
Pre-Settlement Funding Is Not a Loan
- Traditional Loan
- Credit check required
- Monthly payments required
- Must repay regardless of outcome
- Interest accrues monthly
- DMS Pre-Settlement Funding
- No credit check
- No monthly payments
- Repay only if you win
- No traditional interest
Our Process
Flexible Support Tailored to Every Case
01
Quick, Free Application
02
Case Evaluation
03
Approval & Signature
Do You Qualify for a Lawsuit Loan?
- What You Need
- Wrongful conviction or imprisonment
- Legal representation by an attorney
- Lawsuit filed or about to be filed
- Case has strong settlement potential
- What You DON'T Need
- Good credit score
- Employment or income
- Collateral or co-signer
- Upfront fees or deposits
Why Choose DMS Funding?
Non-Recourse
You only repay if your case wins. Zero risk.
Fast Turnaround
Approvals and funding in 24–48 hours.
No Credit Checks
We evaluate your case, not your credit.
No Upfront Fees
No hidden charges, ever.
Attorney Partnerships
We work closely with your legal team.
Compassionate Service
Real people, based in NYC.
What Our Clients Say
Frequently Asked Questions
My case involves a Section 1983 federal civil rights claim. Does that qualify?
Yes. DMS Funding works with plaintiffs pursuing federal civil rights claims under 42 U.S.C. Section 1983, which is one of the most common legal vehicles for wrongful imprisonment lawsuits. As long as you are represented by a contingency attorney and have an active case, you can apply. You can see the full range of case types we support on our types of funding page.
My state has a statutory compensation cap. Can I still get a lawsuit cash advance?
Yes. Even in states with statutory caps on wrongful imprisonment compensation, you may have parallel civil tort claims against individual officers, prosecutors, or municipalities that are not subject to those caps. Your attorney can advise on the full value of your claim, and DMS Funding will work with their assessment to determine your advance amount.
How long does it typically take for a wrongful imprisonment lawsuit to settle?
These cases are among the most complex in civil litigation. Federal civil rights claims and cases involving municipal defendants routinely take two to five years or longer to resolve. That is precisely why a pre-settlement loan exists. You can learn more about how our funding process works and what to expect at each stage.
Can I apply if my exoneration is recent and my attorney just filed the lawsuit?
Yes. You do not need to be deep into the litigation process to qualify. As long as your attorney has filed or is actively preparing your civil claim and can speak to the merits of your case, DMS Funding can evaluate your application and get you funded quickly.
Does receiving funding affect any government benefits or reintegration assistance I receive after release?
This depends on your state and the specific programs you are enrolled in. A lump-sum cash advance may affect eligibility for means-tested programs in some circumstances. We strongly recommend discussing this with your attorney before accepting any funding. DMS Funding provides your legal team with full funding structure details to help them advise you properly.
If my case settles while I still have outstanding funding, how is repayment handled?
Your attorney handles repayment directly from your settlement proceeds at closing. You will never need to come out of pocket. There are no prepayment penalties, and you keep everything your case recovers beyond what is owed on the advance and agreed fee.
Can I get additional funding if my case takes longer than expected?
In many cases, yes. If your initial advance has been spent and your case is still pending, you may be eligible to apply for additional lawsuit loan funding. Contact our team at 866-595-5726 or visit our FAQ page to understand how supplemental funding requests are evaluated.
What other types of cases does DMS Funding support?
Beyond wrongful imprisonment, we fund a wide range of civil claims, including personal injury, slip and fall, motorcycle accidents, truck and commercial vehicle accidents, and cash for settlements when an offer is already on the table. View the full list of funding options to see everything we cover.
Are You an Attorney? Refer Your Clients.
Amounts vary based on case strength. DMS works with your attorney to determine a fair
advance.
Learn More
Understanding Pre-Settlement Funding: A Complete Guide
How Long Do Personal Injury Lawsuits Take?
5 Things to Know Before Applying for Lawsuit Funding
Apply for Pre-Settlement Funding Today
Ready for financial relief? Applying with DMS is quick, easy, and commitment-free.
No upfront fees. No obligation unless your case wins.